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I'm Jordan Lee Dooley. I'm just a simple Indiana girl, writing, speaking, and handing out free hugs left and right. In college, I started a small shop called SoulScripts, just for fun, and now it's a widely recognized brand, houses a full fledged movement (Your Brokenness is Welcome Here), and provides employment opportunities to college women working to fund their education. On top of that, it led to further creative endeavors like speaking, writing books, and creating a variety of resources to help everyday women across the to live their most intentional lives.

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Finances

Podcast

Ever get a little squirmy when the topic of money pops up?

Ya know, that little pit in your stomach that makes you just unsettled enough to wish that feeling wouldn’t come back?

I’m with ya, sister.

I’ve been there. And so have a lot of others.

Money can be a tough topic for anyone. But it doesn’t have to be any longer.

Listen in to today’s episode for the gals who need a mindset shift, along with tangible tips on saving, spending, and how to make a little, extra cashola on the side.

Something you can start off with even today:

What is something that you can swap right NOW that is more in the ‘luxury’ category of your life? Maybe the $6 latte from Starbucks that has become part of your morning routine? Or the monthly subscription membership that you forgot to cancel?

I bet once you put your mind on it, you’ll find a handful of areas where you can start saving – and therefore increase that number in your account.

And if you’re more in need of making a bit more – I have ya covered there, too. There are some tangible tips and a personal funny story that I can’t wait for you to hear in this episode. Spoiler alert: it’s the full story behind the creative way I made a little money in college that includes waffles. Because who doesn’t love waffles?!

Let me know on Instagram if YOU have a funny story on a creative and passionate way you were able to create a side income so others can be inspired, too!

Financial Tips for the Girl Who’s Stressed About Money

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Social Media

I received a question on Instagram from one of my girls this past week. She asked, “Do you have any advice for a 20-something who wants to start a business?”

There were SO many pieces of advice I wanted to pass on. However, I didn’t want to bombard the poor soul with alllll the hard lessons I’ve learned over the years.

So, I honed in on a few that I felt were most important. I’ve included these below, just in case, you know, you find yourself thinking about starting your own thing 😉

  1. Start Small and Live by the 1-1-1 Rule. Instead of trying to serve everyone, grow every social media platform, and do all the things, start by building and perfecting 1 product, 1 platform (or audience), and one marketing process at a time. This is the #1 thing I’d go back and tell myself when I was first getting started.
  2. Decide if you want to be a Walmart or a Target. I heard this at the Business Boutique conference last fall and I loved the comparison. Here’s what I mean: Walmart is known for their low prices. Target is known for quality and a beautiful shopping experience. In other words, don’t sell yourself short and you don’t need to make your “angle” that you have the lowest or cheapest prices. Don’t be afraid to charge what you’re worth. This doesn’t mean you have to be greedy or that you shouldn’t bless people with discounts now and then but please hear this: you are valuable even if you feel like an imposter. I’ve heard business gurus say something along the line of, “either make it expensive or free, but don’t make it cheap.” Good, right? When you make something cheap, you communicate that you believe it’s cheap. And you need a ton of buyers to make it worth while. When you make something a bit more expensive, you can sell less volume and add more value. It’s not slimy. It’s savvy. Don’t be afraid to charge, sis. (Proverbs 31:18)
  3. Get legal. Even if you have a caused based business, such as a shop that donates a portion of proceeds to a charity or ministry, I’d highly recommend starting as simply as possible. In other words, you don’t have to go through the insane headache of being a non-profit to be generous and even function like a non-profit (at least when it’s just you and you’re just getting started). Instead, I’d recommend filing as an LLC, which essentially limits your liability and protects you from being sued of all your personal belongings if you ever had an issue or were accused of something. It limits your losses to what is in the business but still allows you file taxes as an individual without the corporate hassle / double taxation 🙂
  4. BONUS TIP: TRACK YOUR RECEIPTS AND PUT MONEY AWAY FOR TAXES FROM THE BEGINNING. Seriously. This was a HUGE mistake I made my first year when I started my Etsy store. I hadn’t made a whole lot of money, and I was just so excited about what I was doing, that I didn’t even THINK about financial management or taxes…until Uncle Sam came knocking. I ended up owing a couple thousand dollars (which I did NOT have saved up) and my dad had to cover me until I could pay him back! I may not have owed that had I actually tracked and saved my receipts so I could legally report all the expenses I incurred in that first year of business, too. So, make sure you track your expenses (use an app like Receipt Bank to keep it simple and avoid holding on to stacks of paper receipts).

These are just a handful of tips but I believe they are some of the key things every aspiring or new female entrepreneur needs to know when she’s just getting started.

Cheering for you sister!

3 Things A Girl Needs to Know Before She Starts Her Own Business

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Podcast

 

Does your pulse start to race a bit higher when the word ‘finances’ is brought up in a conversation?

Personally, I HATE spreadsheets. So the thought of creating a budget makes my skin crawl a little bit. Thankfully, my husband is better in this department than I am, but at the end of the day – it’s a team effort in marriage.
Love it or hate it – saving, budgeting, and investing are a large part of life as responsibilities continue to pile up.

401k?! Roth?! Is there such thing as good debt?

What if I love to shop? Should I merge bank accounts with my husband?

If these questions have ever come to your mind, or even if you’re over there not sure what half of those terms mean – you’re in the right place, sister.

I decided to bring on #1 NYT Best Seller author, podcaster, and money expert, Rachel Cruze, to set it all straight and let us in on her best, healthy money mindset and practices.

Being brought up in a household where finances were openly chatted about (spoiler alert: Rachel is Dave Ramsey’s daughter), Rachel knows a thing a two about money management – so be ready to jot down a lotttt of notes.

In this episode you’ll learn practical ways to start saving your cashola right this minute, when exactly is the right time to begin saving for retirement (it’s more interesting than it sounds), and how to balance all of this with one of Rachel’s favorite activities: shopping.

What I love about Rachel’s approach with saving money and paying off debt is that she doesn’t just keep it straight factual – she also touches on the emotional and spiritual impact of money. So if you’ve felt the emotional weight of debt or spiritual effect of over-spending, you have a safe space here, sister.

Be sure to listen to the end where we chat about Rachel’s perspective on merging bank accounts with your spouse and her best, app recommendations to help you with that saving.

Money freedom is waiting for you, gal. It’s time to begin your healthy relationship with your finances.

When, How & Why to Start Saving Your Hard Earned Dollars with Rachel Cruze

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Finances

This past weekend we spent some great quality time together…reading for hours at the local coffee shop, a pumpkin patch run, and more. And today, as I meandered around the grocery store, I started reminiscing on this time of year when we first got married.

The summer before, I started a photography business. Partially because I’m the poster child of trying stuff that interests me but also because of fear. I knew he could be released from the Steelers by the time we got married and I wanted something stable but flexible to help bridge the gap.

By the time we got married, he had been released and I wasn’t making a consistent full time income from all my business endeavors yet. After the wedding, reality hit me and I panicked. How are we gonna pay bills?
It wasn’t the easiest foot to start marriage off on. I would have preferred to know we had a nice little nest egg or at least one of us had a stable job.

So I booked photo shoots to do for other people DURING our honeymoon. During that precious first week of marriage, I worked. I let fear of not having enough consume my mind and interrupt our first week together.

If I could go back to worried pre-married me hustling her butt off, or any other girl in a season similar to that, I’d tell her a couple things:

1. You go girl. Work hard and make your mark on the world. Just don’t lose your heart or stop trusting that God will provide along the way.

2. Never ever let money be the reason you don’t get married. Too many people wait to commit til they feel all their ducks are in a row…and miss out on the joy of the journey and the struggle together.

3. Never let money be the reason you neglect stewarding your current season, either. Never let the pressure to hustle steal you from being present in the place you’re in — even when it’s new and a little uncomfortable.

As a driven girl that believes in empowering other girls, I’m cheering your efforts on. I applaud you when you choose to show up and serve and do what you’ve gotta do to survive. However, I also want to be the friend that takes your hand and reminds you: It’ll all work out. You’ve just gotta be here now and believe that.

3 Pieces of Advice I’d Give Any Girl That’s Worried About Money

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MORE ABOUT ME

CATEGORIES

Marriage

Friendship

Home

Health & Fitness

Bible Study & Devotions

Leadership

Womanhood

Christian Business & Ministry

Writing

I'm Jordan Lee Dooley. I'm just a simple Indiana girl, writing, speaking, and handing out free hugs left and right. In college, I started a blog called SoulScripts, just for fun, and to speak life and truth into any peers that might have stumbled upon it. I never imagined it'd end up reaching hundreds of thousands, turn into books, speaking, and more. But hey, it's true: when you just say yes to God right where you are, He does more than you could ever ask or imagine. Let's help you find your yes and start walk in your gifting, too. Sound good?