Does your pulse start to race a bit higher when the word ‘finances’ is brought up in a conversation?
Personally, I HATE spreadsheets. So the thought of creating a budget makes my skin crawl a little bit. Thankfully, my husband is better in this department than I am, but at the end of the day – it’s a team effort in marriage.
Love it or hate it – saving, budgeting, and investing are a large part of life as responsibilities continue to pile up.
401k?! Roth?! Is there such thing as good debt?
What if I love to shop? Should I merge bank accounts with my husband?
If these questions have ever come to your mind, or even if you’re over there not sure what half of those terms mean – you’re in the right place, sister.
I decided to bring on #1 NYT Best Seller author, podcaster, and money expert, Rachel Cruze, to set it all straight and let us in on her best, healthy money mindset and practices.
Being brought up in a household where finances were openly chatted about (spoiler alert: Rachel is Dave Ramsey’s daughter), Rachel knows a thing a two about money management – so be ready to jot down a lotttt of notes.
In this episode you’ll learn practical ways to start saving your cashola right this minute, when exactly is the right time to begin saving for retirement (it’s more interesting than it sounds), and how to balance all of this with one of Rachel’s favorite activities: shopping.
What I love about Rachel’s approach with saving money and paying off debt is that she doesn’t just keep it straight factual – she also touches on the emotional and spiritual impact of money. So if you’ve felt the emotional weight of debt or spiritual effect of over-spending, you have a safe space here, sister.
Be sure to listen to the end where we chat about Rachel’s perspective on merging bank accounts with your spouse and her best, app recommendations to help you with that saving.
Money freedom is waiting for you, gal. It’s time to begin your healthy relationship with your finances.